Learn about Medicare

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Medicare made simple

Short, plain-English guides to how Medicare works, when to sign up and how to avoid penalties. Read at your own pace, and call when you’re ready to talk it through. Leer en español

The parts of Medicare

The Basics of Medicare InsuranceMedicare insurance can seem very intimidating, but understanding it is very important. Here is a quick breakdown of the major parts and the history that created them.What is Original Medicare?Original Medicare, made up of Medicare Parts A and B, is the foundation of the Medicare program. Here is what each part covers.What is Medicare Part C (Advantage)?Medicare Part C, or Medicare Advantage, is an alternative to Original Medicare offered by approved private insurers. Here is how it works and what it costs.What is Medicare Part D?Medicare Part D is prescription drug coverage offered by federally approved private insurers. Here is what it covers, what it costs, and how its stages work.What are Medicare Supplements?Medicare Supplement (Medigap) plans help pay the out-of-pocket “gaps” in Original Medicare. Here is what they cover, how to get one, and a plan-by-plan comparison.

Signing up

Am I Eligible for Medicare Insurance?Turning 65 is the most common way to qualify for Medicare, but it isn’t the only one. Here is who is eligible and what affects your Part A premium.Should I Enroll in Medicare When I’m First Eligible?Missing your Medicare enrollment window can mean late-enrollment penalties that last for years. Here is how the penalties for Parts A, B and D work and how to avoid them.Can I Work and Have Medicare?More Americans are working past 65. Here is how Medicare works with job-based coverage, when you can delay enrolling, and how to avoid penalties when you retire.

Reviewing or changing your plan

What Can I Do During the Medicare Annual Enrollment Period?Medicare’s Annual Enrollment Period runs October 15 to December 7. Here is what you can change, when changes take effect, and what to do outside that window.How and When Can I Change Medicare Plans?Your needs can change from year to year, and so can your plan. Here are the three windows when you can change Medicare coverage and what each one allows.

Questions about your situation?

Call a licensed insurance agent at (832) 734-6825 (TTY 711). There’s no cost for my help and no obligation.

Call (832) 734-6825Request a plan review

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We do not offer every plan available in your area. Currently, we represent 10 organizations that offer 8 to 11 MAPD plans in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Alph Coleman is a licensed insurance agent in Texas (license #1319502) and a licensed and certified representative of Medicare Advantage organizations and stand-alone prescription drug plans. Each of the organizations he represents has a Medicare contract. Enrollment in any plan depends on contract renewal.

Not affiliated with or endorsed by any government agency. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. This is a solicitation for insurance. Privacy Policy